MORE THAN A SCORE

We help consumer and businesses establish and build ​good credit. We are the only credit repair company that ​uses underwriting guidelines as the benchmark for the ​credit restoration process. We focus on the content of ​the report as well as the behaviors that lead to good ​credit like banking, budgeting, credit strategy, and ​educating consumers of their rights. For our customers, ​we want financial freedom. While we love our ​customers- we don’t want to see them twice. To prevent ​that we want to make sure that they have eliminated ​their debts, created financial safety nets, as well as ​improved their credit ranking.

How We Got ​Started

We started Credit Dusters LLC .​(originally Keem’s Credit ​Repair) due to the need to have ​a reputable credit repair option ​for lenders, realtors, and ​consumers in the Tampa Bay ​market.

To maintain our company as a premier ​credit restoration provider. To deliver with ​consistency a product with results to every ​customer without compromising our ​integrity to our community or the family ​values of our employees.

Our Mission

Resources

Consumer Rights

You have rights as a consumer and they have ​rules being debt collectors that protect you.

Some of these protections are in the Fair Credit ​Reporting Act and the Fair Debt Collections ​Practices Act.

• NO calls to you before or after 9AM/9PM
  
• NO calls to your cell phone
  
• You have a right to validation of the debt ​through the debt collector.
  
• You have the right to force debt collectors to ​stop calling you.
  
• You are protected from suit once the charged ​off account reaches a certain age.
  

Make the Choice. Make the ​Change.

• Fair Credit Reporting Act
  
• Fair Debts Collection ​Practices Act
  
• Contemplating Bankruptcy?
  
• Learn More About SBA
  
• Serviceman’s Relief Act
  
• List of Lesser Know Credit ​Bureaus
  

Individual Credit ​Restoration

Our individual credit restoration process focuses ​on permanent credit repair. By utilizing the same ​underwriting guidelines banks and loan officers ​use, we make sure you are lendable and are able ​to reach your goals. In addition to making sure you ​are lendable, we put in place financial safety nets ​to prevent you from being a repeat customer.

With your improved credit, we can help you ​navigate through the home/auto loan process to ​make it an easy and enjoyable purchase. With ​your improved credit, referrals to great loan ​officers, and a little help with making great buying ​decisions, we can save you thousands.

• Home loan approval
  
• Reduce interest rates
  
• Credit dependent career opportunities
  
• Recover from identity theft
  

OFFICE HOURS

Monday - Friday

9:00 am - 5:00 pm

Saturday

By Appointment

Sunday

Closed